When the subject is car insurance, there is always one question that you don't want to shut up about:
what is the best plan for my vehicle? But before you answer that question, it's important to define motor insurance.
Motor insurance is a contract between a customer and an insurance company that protects you against financial loss in the event of an accident or theft. This contract takes place upon payment of a premium by the customer, the insurance company, in turn agrees to pay your losses as outlined in your policy.
To begin with, at Global Alliance there are two types of motor insurance: Third Party
third party and all-risk insurance. Each of these insurances caters for certain needs. But before we look at the needs of each insurance, let's understand why we need car insurance.
Car insurance, as well as being a legal requirement to drive, provides financial protection if you have an accident, and can cover injuries to other drivers pedestrians and passengers in your car. You never know when a insurance is to protect yourself against any eventuality that may occur involving your vehicle.
As mentioned above, each insurance policy meets certain needs. Since not everyone has the same needs, it is important to know how to choose an insurance that suits yours.
The first step in choosing an insurance is to know the plan of each one and the coverage.
In the case of Global Alliance's third party insurance, it is a plan that covers damage and property of third parties, death or injury of third parties, with up to 3,000,000 of third party liability and 25% discount at the Auto-Suite workshops.
For its part, all-risk insurance: covers damage to third-party property, death or injury to third parties, capital of up to 10,500,000.00, 25% discount at the Auto-Suisse workshops, with cover for natural disasters such as earthquakes and floods, fires and storms, cover for own damage and cover for occupants.
As can be noted, the above insurance plans have differentiated coverages. A choice of the same, will be based on the needs of each insured. There are cases in which where a full coverage plan does not meet the needs of the insured, there are other cases where a non-complete coverage meets the needs of the insured.
So get to know the insurance plans first and match them to your needs in order to make the right choice of insurance plan for you.
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